uob own banking
uob own banking
Blog Article
UOB Bank delivers several different own banking products and services built to meet up with the fiscal wants of people. Underneath is an in depth overview that may help you recognize The true secret elements and choices.
Varieties of Accounts
Savings Account: This account helps you to cut costs although earning desire.
Characteristics: Easy access, fascination earnings, minimal costs.
Benefits: Safe and sound place for your money, potential progress through curiosity.
Present-day Account: Ideal for day-to-day transactions and running expenditures.
Functions: Checkbook facility, overdraft defense.
Benefits: Practical for normal payments and withdrawals.
Fixed Deposit Account: For all those aiming to earn larger fascination fees more than a set period of time.
Features: Set phrase deposits, better curiosity costs in comparison to financial savings accounts.
Added benefits: Safe financial commitment selection with predictable returns.
Loans
Individual Financial loans: Unsecured financial loans that could be utilized for different reasons like schooling or dwelling renovation.
Forms:
Installment Loans
Credit history Lines
Rewards: Flexible repayment phrases, competitive fascination premiums.
Home Loans: Tailor-made alternatives for buying assets or refinancing existing mortgages.
Forms:
Mounted Level House Personal loan
Floating Fee Property Personal loan
Added benefits: Distinctive options to go well with specific requirements, appealing fees.
Charge cards
UOB provides An array of charge cards catering to different existence and paying habits:
Benefits Playing cards: Receive points on just about every obtain that may be redeemed for presents or vacation miles.
Cashback Cards: Get dollars rebates on each day expending for example groceries and eating out.
Travel Playing cards: Special Positive aspects like air miles accumulation and vacation insurance policies protection.
Investment decision Services
For individuals keen on expanding their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for lengthy-expression advancement objectives.
Structured Deposits * Combines the characteristics of common deposits with investment decision solutions. * Likely greater returns but with some chance included.
Insurance Goods
To guard by yourself and Your loved ones from unexpected gatherings:
Everyday living Insurance * Offers monetary security in case of death or critical illness. * May also serve as a savings tool based on the policy chosen.
Health Insurance * Handles clinical charges which include hospitalization charges. * Essential for mitigating higher Health care expenditures.
Digital Banking Solutions
Convenience at your fingertips as a result of electronic platforms:
World wide web Banking
Enables you to manage your funds on-line:
View account balances and transaction heritage
Transfer money between accounts or pay back charges
Apply for new solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Fast equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to provide personalised banking get more info options that cater precisely to personal prerequisites although making sure ease and protection in all transactions.